Terms of use
Last updated: 12 November 2026
1. Publisher
Budgy is published by Oussama Boualem. Contact: support@budgy-ia.com.
2. The service
Budgy lets you record your spending and income, sort them by category, follow budgets and analyse your months. The app works without an account; an optional account backs up your data and brings it to another device.
3. No financial advice
Budgy is an organisation tool. The figures, analyses and alerts it shows rely only on what you enter and are not financial, investment or tax advice. Exchange rates are provided for information only.
4. Your account
- You are responsible for keeping your password confidential and for the information you enter.
- You can delete your account at any time in the app (see how).
- We may suspend an account used abusively or unlawfully, after informing you except in an emergency.
5. Budgy Premium
Some features (full analysis, unlimited budgets) are reserved for Budgy Premium, offered as a monthly subscription, a yearly subscription or a lifetime purchase. Prices are shown in the app before any purchase.
- Payment is handled by Google Play (or the App Store) under their terms. We never access your payment methods.
- Subscriptions renew automatically at the end of each period unless cancelled at least 24 hours before it ends, in the subscription settings of your Google Play (or Apple) account. Cancellation takes effect at the end of the current period.
- The lifetime purchase is a one-time payment, valid for as long as the app is offered.
- Refund requests follow the rules of the store you used.
- “Restore purchases” brings Premium back on a new device with the same store account.
6. Availability
We do our best to keep Budgy and the backup running continuously, without being able to guarantee it. Interruptions may happen for maintenance or if a provider fails. Your data always remains available on your phone.
7. Liability
To the extent permitted by law, we are not liable for decisions made on the basis of information shown by Budgy, nor for data lost with your phone if you did not create an account. Nothing in these terms limits your rights as a consumer.
8. Personal data
How it is processed is described in the privacy policy.
9. Changes
We may update these terms. If a change is significant, you will be informed in the app before it takes effect.
10. Governing law
These terms are governed by French law. In case of dispute, please contact us first at support@budgy-ia.com to find an amicable solution. Failing that, the courts designated by law have jurisdiction.